ROI & Investment Return Calculator

Calculate your investment return metrics including ROI percentage, Compound Annual Growth Rate (CAGR), total gain, and annualized return. Supports one-time investments and recurring monthly contributions.

Initial Investment ($):

Monthly Contribution ($):

Final / Current Value ($):

Investment Period (Years):

Currency:

Investment Return Summary

Total Invested:

$0.00

Final Value:

$0.00

Total Gain / Loss:

$0.00

ROI (Return on Investment):

0.00%

CAGR (Annualized):

0.00%

Total Return %:

0.00%

Year-by-Year Breakdown

Year	Invested	Value	Annual Return
Click Calculate to see yearly breakdown.

ROI & Investment Return Guide

ROI (Return on Investment) measures the profitability of an investment as a percentage of the original cost. CAGR (Compound Annual Growth Rate) represents the mean annual growth rate over a specified period, assuming profits are reinvested. Use these metrics to compare different investment opportunities on an equal footing.

ROI (%) = ((Final Value - Total Invested) / Total Invested) × 100
CAGR (%) = ((Final Value / Total Invested)^(1/Years) - 1) × 100

For investments with monthly contributions, the total invested amount includes both the initial lump sum and all recurring contributions over the investment period.

Frequently Asked Questions (FAQ)

Q: What is a good ROI percentage?

A: A "good" ROI depends on the investment type and risk profile. Generally, stock market investments average 7-10% annualized ROI over the long term. Real estate typically yields 8-12%. Higher returns usually come with higher risk.

Q: What is the difference between ROI and CAGR?

A: ROI measures total return over the entire period, while CAGR measures the annualized growth rate. CAGR is more useful for comparing investments of different durations because it normalizes the return to a per-year basis.

Q: Does this tool account for inflation?

A: No. This calculator provides nominal returns. To calculate real returns (adjusted for inflation), subtract the average inflation rate from the CAGR percentage.